Welcome to 428 Lloyd Ct in the highly desirable Waters End community of Benicia! Nestled in a quiet court, this beautifully maintained 4-bedroom, 3-bath home offers 3,640 sq ft of light-filled living space on an expansive 8,388 sq ft lot. Thoughtfully designed with a flexible floor plan, the main level features a guest bedroom and full bath, a formal living room, dining room, and a spacious family room that flows into a chef's kitchen complete with granite counters, center island, and stainless-steel appliances. A cozy flex space is perfect for a home office or playroom. Upstairs offers a generous loft, two secondary bedrooms, and a luxurious primary suite. Enjoy nearby Waters End Park, top-rated schools, and easy access to shopping, dining, downtown First St, and major highways. This is the turn-key home you've been waiting for!